How We Shop Medicare
Shopping Medicare shouldn’t mean hours of research, confusing mailers, or wondering if you picked right. Here’s exactly how we do it for you — independently, in plain English, and with an advocate who stays long after you enroll.
First, who we work for
We’re an independent brokerage — we don’t work for any one insurance company, so we’re free to shop 30+ A-rated carriers and recommend the plan that’s genuinely right for you. Your premium is the same either way, so you gain expert guidance and a lifelong advocate at no added cost. Simply put: we work for you.
Five steps to your best coverage
Every person’s Medicare is different, so we start with you — not a plan. Here’s how the whole thing works, from hello to enrolled and beyond.
We listen and learn
We start with your world: your doctors, your medications, your budget, and how you live. Do you travel? See specialists often? Want the lowest premium or the most predictable costs? The right plan depends on your answers — so we ask first.
We shop the whole market
Because we’re independent, we compare plans from 30+ A-rated carriers available in your ZIP code — checking that your doctors are in-network and your prescriptions are covered. We look at your total cost, not just the premium, so a “cheap” plan doesn’t cost you more in the end.
We explain it in plain English
We lay out your best options side by side and walk you through the tradeoffs — no jargon, no pressure. You’ll actually understand what you’re choosing and why, and you make the final call with confidence.
We enroll you the right way
When you’re ready, we handle the paperwork and get you set up correctly the first time. Thanks to our own technology, your member details and digital insurance card can be ready in hours, not weeks.
We stay by your side — for life
This is where we’re different. We don’t disappear after you enroll. We review your coverage every year, watch for rate increases and re-shop the market when one hits, and step in to fight denied claims or untangle drug rejections. One source, one relationship, for as long as you’re on Medicare.
What makes our shopping different
True independence
No quotas, no single company. Just the plan that fits you best from across the market.
Our own technology
A client portal, a mobile app, and our own CRM mean faster answers and your documents always at your fingertips.
ZIP-accurate
We compare what’s actually available where you live — down to your county and ZIP code.
Advocate for life
We keep working for you every year — reviewing, re-shopping, and solving problems so you never face Medicare alone.
✓ Why it costs you nothing
People are often surprised to learn our help is free. Here’s why: your Medicare premium is set by the insurance company and regulated by the state — it’s the same whether you work with us or not. So having an expert team in your corner is simply the smarter choice — you get us shopping the whole market and standing by you for years, at no added cost to you.
Let’s find your best plan — the easy way.
Tell us about your doctors, your medications, and what matters most to you. We’ll do the shopping, explain your best options in plain English, and stand by you for the long haul. Free, and no pressure — ever.
Ready to Let Us Do the Shopping?
One conversation is all it takes to get started. We’ll compare the whole market for your ZIP code, keep it simple, and never pressure you — just honest guidance from a team that stays.
May River Medicare Insurance is a licensed, independent Medicare insurance agency. We do not offer every plan available in your area; any information we provide is limited to the plans we do offer. Carrier availability and plan options vary by location and can change over time. We are not affiliated with or endorsed by the U.S. government, the federal Medicare program, or CMS. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.