Dental & Vision Insurance
Your smile and your eyesight matter — but Original Medicare doesn’t cover routine dental or vision care. We help you fill that gap with affordable coverage from trusted carriers, so a cleaning or a new pair of glasses never becomes a big surprise bill.
Here’s the gap most people don’t expect
Original Medicare (Parts A and B) generally does not cover routine dental or vision care — no cleanings, fillings, crowns, or dentures, and no eye exams, glasses, or contacts. Without extra coverage, you’d pay for all of it out of pocket. The good news: filling that gap is simple, and you can usually add dental or vision coverage any time of year.
What dental & vision coverage includes
Plans vary, but here’s the kind of care these plans are built to cover. We’ll match the coverage to how you actually use care.
Dental Coverage
- Preventive care — cleanings, exams, and X-rays, often covered right away at the highest level.
- Basic care — fillings and simple extractions.
- Major care — crowns, root canals, dentures, and more, depending on the plan.
- Your choice of dentist within the plan’s network, with the biggest savings at in-network providers.
Vision Coverage
- Routine eye exams to keep your prescription current and catch issues early.
- An allowance toward frames and lenses — or contacts, if you prefer.
- Savings on upgrades like progressive or anti-glare lenses.
- Access to a wide network of eye doctors and optical shops.
How to add dental & vision to your Medicare
Add it yourself, anytime
A separate dental and/or vision plan you can pair with Original Medicare or a Medicare Supplement. Predictable monthly premium, your choice of coverage level, and you can usually enroll any time of year — no waiting for a special window.
Bundled with Medicare Advantage
Many Medicare Advantage plans include dental and vision as extra benefits. Coverage varies by plan and location, so it’s important to check the details — we’ll confirm exactly what a plan includes before you enroll.
What to look for in a plan
Not all dental and vision plans are alike. These are the details that make the real difference — and the ones we check for you.
Annual maximum
The most the plan pays toward your care in a year. A higher maximum matters most if you expect major work.
Waiting periods
Some plans make you wait before major services are covered. Others start preventive care right away — we’ll steer you to the right fit.
Your providers
We check that your dentist and eye doctor are in-network, so you keep the providers you trust.
Preventive coverage
The best plans cover cleanings and exams at the highest level from day one — the care that keeps costs down long term.
♥ Your mouth and eyes are windows to your whole health
Oral health is linked to conditions like heart disease and diabetes, and regular eye exams can catch problems early — sometimes before you notice symptoms. Staying on top of dental and vision care isn’t just about comfort and confidence; it’s part of protecting your overall health as you age.
Coverage from names you can rely on
We work with respected dental and vision carriers so you get strong coverage and a large network — and we help you compare them side by side.
Delta Dental
One of the largest dental networks in the country, with plan options that cover preventive, basic, and major care — and plenty of participating dentists to choose from.
Manhattan Life
Flexible dental and vision plans designed for Medicare beneficiaries, with straightforward benefits and the freedom to use the providers you prefer.
Let’s protect your smile and your sight — the smart way.
A licensed May River agent will compare dental and vision options for you, confirm your dentist and eye doctor are covered, and make sure you’re getting real value — not paying for coverage you won’t use. Free, and no pressure.
Ready to Add Dental & Vision Coverage?
Tell us what matters most — keeping your dentist, covering major work, or simply having your exams and glasses covered — and we’ll find the plan that fits your needs and your budget.
This page is educational and general in nature; it is not medical or insurance advice. Dental and vision plan benefits, networks, annual maximums, waiting periods, and availability vary by carrier, plan, and ZIP code, and can change over time. Original Medicare’s coverage of dental and vision is limited to specific circumstances. May River Medicare is a licensed, independent agency and does not offer every plan available in your area; any information we provide is limited to the plans we do offer. We are not affiliated with or endorsed by the U.S. government or the federal Medicare program. Contact Medicare.gov or 1-800-MEDICARE for information on all of your options.